Rates Up to 50% less
Safe and Secure
Fast and Discreet Loans
Loans Up to $10, 000
E Z Jewelry & Loan is a financial institution in Westminster, SC, that has up to 1400 stores in the United States. It is a licensed financial institution that specializes in short-term payday loans. The loans come at a higher interest rate because they have a short repayment term, are not secure, and don’t require you to have a good credit score. Choose these loans if you want quick cash or have an emergency.
Although E Z Jewelry & Loan focuses on payday loans, you can also find title and installment loans on this platform. E Z Jewelry & Loan has been licensed by the relevant authority, allowing you to apply for loans online or from physical stores. E Z Jewelry & Loan offers loans at affordable interest rates, although they vary with State. For this reason, may be asked to provide your zip code during the application.
Anyone is eligible for payday loans in Westminster, and you can take two loans at once. In addition, you are allowed to borrow a maximum of $1 000. Note that your loans should not exceed 22.5% of your monthly income. Try to repay your loans on time to avoid being penalized.
To apply, you should fill out the application form. The basic requirements include personal information, bank details, and contact information to help lenders contact you. After going through the terms of service, agree and submit your form and then wait for the approval.
The lender uses a safe and secure system to ensure clients’ data security. Confidentiality is guaranteed, and no third parties are accessing your financial information. As the lender ensures your safety, you also shouldn’t share your details with anyone. Other ways of ensuring your safety with payday loans in Westminster is by looking for the following qualities in lenders:
The pros and cons of E Z Jewelry & Loan are:
It depends on the type of payday loan a client wants, i.e., personal loan, title loan, or installment loan. However, most Westminster lenders allow a loan limit of up to $1 000. You can take a maximum of two payday loans in loans; however, they can’t be more than 22.5% of your monthly income.
As much as lenders allow you to take more than two loans, you should only take an amount that won’t be hard to repay. It helps keeps you from sinking into bad debt and unnecessary penalties. In this case, you can go for other payday alternatives like borrowing from friends and family, using your credit card to make purchases, having a savings plan, and monitoring your expenses.
Before applying for a payday loan in Westminster, you should find a reliable service provider. You can achieve it by considering their terms of service, interest rates, repayment period, and if there are penalties in case of late payments. If satisfied, you can visit the loan shop or apply online. Online application is the most convenient because it involves less paperwork.
You log on to your lender’s website and fill out a loan application form with your contact details, proof of identification, bank details, and proof of income. Ensure the authenticity of the provided details to quicken the approval process. Sign the agreement with your lender and submit the form. Then, wait for approval; most lenders approve your request on the day of application but give you the funds within 24 hours.
Sometimes you may experience an approval delay or disapproval of your request. These cases happen, although they are rare. Circumstances that lead to such include bankruptcy, inability to meet the basic requirements, irregularities in your details, and unreliable source of income.
Before you qualify for a payday loan in Westminster, you must meet certain requirements. However, these qualifications vary depending on your lender. Your eligibility is based on the following requirements:
People with bad credit history can still access E Z Jewelry & Loan in Westminster. Lenders don’t do a credit check to approve your request. Instead, they pay attention to your current income. Proof of income assures your lender that you can repay your loan within the set repayment term. Besides providing your contact and personal details, you must provide proof of your monthly income. The income should be from a reliable source. However, it does not mean that you must be employed. You can get money from your investments, businesses, or other self-employed sources.
Applying does NOT affect your credit score!
No credit check to apply.